An old friend called me the other day and while catching up, we got onto the subject of investing. ...
I mentioned in the previous post When to Claim Social Security: How Much Does It Matter, Anyway? that a common recommendation for a married couple is for the lower-earning spouse to claim Social Security early at 62, and for the higher-earning spouse to delay claiming until age 70. Several readers raised a concern that claiming Social Security at 62 may raise the ACA health insurance premiums. The same concern also applies to a single person considering claiming at 62. ...
In the past, investing in gold meant buying it physically, which came with concerns about purity, storage, and making charges. Nowadays, with the rise of digital platforms, these challenges have largely disappeared. One of the most convenient and affordable ways to invest in gold today is through Gold SIP, which makes it easier to build a significant holding without the need for a large up-front commitment. Let’s understand what gold SIPs are, how you can start one, and why they can be the perfect addition to your portfolio this festive season. ...
EPF and EPS withdrawal rules after job loss explained with examples. Learn EPF liquidity, EPS 36-month rules, 8.33% employer cap, and pension continuity. ...
Gold has been in the news a lot since it's shot up over 50% in value this year to the lofty price of over $4,000 an ounce. ...
The best investment strategy is to take risks that the market decides to reward. Somebody, somewhere, is always saying something about how much the market will reward which risks. Knowing who to listen to and when makes a big difference. ...
Portfolio management services, or PMS, is a type of financial solution designed for individuals who want professional management of their investments. The minimum investment required to avail PMS is Rs. 50 lakh, so it’s suited for high-net-worth individuals, NRIs, and affluent investors looking for a more personalised approach compared to mutual funds. PMS is a SEBI-regulated service and offers mainly two types of models – discretionary and non discretionary portfolio management. Let’s understand discretionary investment management meaning, how it works, and its benefits and risks. ...
Social media claims Post Office MIS + RD gives 8.8% returns. Is it true? Find the real post-tax XIRR and bust the myth of so-called experts. ...
PFS Buyer Club is an organization that helps source in-demand items from their army of buyers. I’m one of those buyers. ...