Retirees on Social Security receive an increase of their Social Security benefits each year known as the Cost of Living Adjustment or COLA. The COLA was 2.5% in 2025. Retirees on Social Security will once again receive a COLA in 2026. The increase will be similar to the one in 2025. ...
When Harry Markowitz introduced Modern Portfolio Theory (MPT) in 1952, it revolutionized the way investors thought about risk and return. For the first time, investing was explained not as random stock picking but as a structured process of balancing risk and reward through portfolio diversification. The principle was simple yet profound: “Don’t put all your eggs in one basket.” ...
Post Office Small Savings Scheme interest rates Oct–Dec 2025 remain unchanged from July–Sep 2025. Latest PPF, SCSS, SSY, NSC, KVP, RD, FD rates. ...
At a few airports around the country, there are free programs that let you skip ahead in the security lines. ...
Retirement account contribution limits are adjusted for inflation each year. Most contribution limits and income limits are projected to go up in 2026. ...
When it comes to wealth creation, there’s one timeless principle — start early, invest consistently, and stay patient. Equity SIP (Systematic Investment Plans in equity mutual funds) are one of the most effective ways to make this principle work for you. Whether your goal is to buy your dream home, fund your child’s education abroad, or retire comfortably, equity SIPs can help you turn small, regular investments into a sizeable corpus over time. ...
PFRDA proposes big NPS changes: SWP-style payouts, 80% tax-free withdrawal, and loans against your corpus. Learn all the new rules in detail. ...
I grew up with a solidly middle class upbringing. My parents owned our home, my dad worked full-time and my mom worked part-time. ...
When you buy real estate or apply for a loan or a visa, you may be asked to present proof of sufficient funds. You can submit an account statement, but a statement contains much more information than they need to know. You only need to show that you have more than a certain amount. You don’t want to give them your account number, exact balance, or transaction details. ...
When it comes to filing your Income Tax Return (ITR), you may have noticed that the final tax amount you pay is slightly higher than your calculated income tax. This is because of an additional component called health and education cess — a small yet significant contribution that every taxpayer makes towards the nation’s healthcare and education development. ...